Learn how we can help you make the right choices for life's important financial decisions
The key to your long-term financial success lies in how you manage your money day-to-day. Start developing good financial habits today—it pays to make the effort and can help you stay on track to achieve your goals.
Strategies for a positive financial future
Meeting your bills can be easier when you have strategies in place to help reach your goals. Financial advice can help you understand where your money’s going and help give you more confidence and control.
How we can help
We can help you simplify and streamline your finances so you can:
- Keep track of your money
- Understand how your spending and financial commitments fit in with you enjoying life today
- Have an appropriate budget and savings plan in place.
Speak with us about how we can help you sort out your finances.
Contact usIf you’ve got a mortgage ‘hanging over your head’, it is understandable you might want to get rid of that debt as soon as you can. A proper plan can remove years and thousands of dollars of potential interest from your loan.
Sometimes small changes make a big difference
It can be daunting to look at the home loan, often a large number in today’s climate, and create a plan for paying back that debt in a manageable way without sacrificing the other important things in life. Sometimes we wonder if it will EVER happen.
We can help you put a plan in place that will provide tangible and significant improvement in this area. Change doesn’t have to be dramatic to be effective and you will see the progress you are making.
How we can help
We can help you simplify and streamline your finances so you can:
- Repay your debt faster, often saving years from the life of the mortgage
- Reduce the interest paid to the lender, often by tens of thousands of dollars, over the course of the loan
- Help you to ‘stay on track’ by reviewing your progress against the repayment of this loan over time
Speak with us about how we can help you sort out your finances.
Contact usYou may be aiming to buy your first home or invest in property. We can help you work out what you need to consider so that you can reach your property goals.
The value of thinking ahead
Buying property comes with costs, upfront and ongoing. When it comes to managing the financial side of things, good advice could save you money. We can help you assess your financial position and to make the most of property opportunities.
How we can help
It’s important to make the right choices when buying property. We can help you:
- Calculate how much you’ll be able to borrow.
- Work out the deposit you’re likely to need.
- Help you to find the most appropriate loan for you.
- Choose the most appropriate way to save for a deposit.
- Set a comfortable budget and timeframe.
Speak with us about how we can help you sort out your finances.
Contact usYou may be aiming to buy your first home or invest in property. We can help you work out what you need to consider so that you can reach your property goals.
The value of thinking ahead
Buying property comes with costs, upfront and ongoing. When it comes to managing the financial side of things, good advice could save you money. We can help you assess your financial position and how to make the most of property opportunities.
How we can help
It’s important to make the right choices when buying property. We can help you:
- Calculate how much you’ll be able to borrow.
- Work out the deposit you’re likely to need.
- Help you to find the most appropriate loan for you.
- Choose the most appropriate way to save for a deposit.
- Set a comfortable budget and timeframe.
Chat with us about how we can help you make more of your money.
Contact usIt pays to plan ahead so you can have more choice about what you’ll do when you move on from work.
Help to plan ahead
Your retirement could be whatever you want it to be. But longer lifespans and earlier retirements bring the need to plan carefully, well in advance.
Your health and ongoing independence will be fundamental to a long and happy retirement, and a strong financial position will be key to an enjoyable lifestyle.
How we can help
The earlier you begin to plan for your comfortable retirement, the better off you may be. We're here to help you:
- Understand your financial situation now and in retirement.
- Determine when you’ll have access to your super and how you may be able to maximise any Centrelink payments you may be entitled to receive.
- Calculate the amount you’ll need by a particular date and plan for accumulating enough savings before you retire.
- Identify appropriate strategies for funding your retirement lifestyle goals.
Speak with us about how we can help you sort out your finances.
Contact usNobody likes to think that things may go wrong but sometimes events beyond our control happen.
What if things change?
Even though you can’t see what tomorrow holds for you and your family, you can do something to protect them today.
A sudden or unexpected event or illness could potentially change your life in many ways. And the last thing any family needs is financial stress during a difficult time.
Protecting your family from the financial adversity an unforeseen event can cause could make a world of difference to them.
How we can help
- Being ready could make the difference. We can help give you and your family peace of mind that in the event of your illness, injury or death, their lifestyle can be maintained.
- We can help you determine the appropriate insurance cover – income protection, death and total & permanent disability (TPD), or trauma cover which may provide a lump sum or ongoing regular payments to your family if the need ever arises.
Speak with us about how we can help you sort out your finances.
Contact usNobody likes to think that things may go wrong but sometimes events beyond our control happen.
What if things change?
Even though you can’t see what tomorrow holds for you and your family, you can do something to protect them today.
A sudden or unexpected event or illness could potentially change your life in many ways. And the last thing any family needs is financial stress during a difficult time.
Protecting your family from the financial adversity an unforeseen event can cause could make a world of difference to them.
How we can help
- Being ready could make the difference. We can help give you and your family peace of mind that in the event of your illness, injury or death, their lifestyle can be maintained.
- We can help you determine the appropriate insurance cover – income protection, death and total & permanent disability (TPD), or trauma cover which may provide a lump sum or ongoing regular payments to your family if the need ever arises.
Speak with us about how we can help you sort out your finances.
Contact usPerhaps you’d like to buy a new car or save for your first home. You may be yearning for a trip somewhere. Financial advice can help you take practical steps to reach your goals.
Aim to make your dreams real
When it comes to making goals a reality, financial strategies can help you keep your eyes on the prize and stay on track. We can help you plan to meet your financial commitments today while working towards your longer-term goals.
How we can help
- Review and set specific goals.
- Work out how much to save for your short-, medium- and long-term goals, and the dates for achieving them.
- Identify appropriate financial strategies to help bring your goals into reality.
- Review your progress to these goals, increasing your accountability and likelihood of success.
Speak with us about how we can help you sort out your finances.
Contact usThe ‘best loan’ for you is likely about more than just an interest rate, and having the right loan can make a world of difference.
Cutting through the hype
Advertising surrounds us regarding each provider’s desire to promote their products to you. In a world of comparison rates and features that may not work well for you, it can be a real benefit to have someone on your side to guide you through.
How we can help
We can help you find the best loan for you, including:
- A comparison of many of the major providers (and some you may not know as well) to find the best combination of rate and features for you.
- Organising all the paperwork, making your role in the process as simple as possible.
- Education on what steps you might take to have the best chance of getting the loan you are after.
Speak with us about how we can help you sort out your finances.
Contact usThe key to your long-term financial success lies in how you manage your money day-to-day. Start developing good financial habits today—it pays to make the effort and can help you stay on track to achieve your goals.
Strategies for a positive financial future
Meeting your bills can be easier when you have strategies in place to help reach your goals. Financial advice can help you understand where your money’s going and help give you more confidence and control. This will allow you to make purposeful steps towards those passions you want to realise.
How we can help
We can help you simplify and streamline your finances so you can:
- Keep track of your money
- Understand how your spending and financial commitments fit in with you enjoying life today
- Have an appropriate budget and savings plan in place
- Take the next steps towards realising your passions and keep you accountable to the goals you have set for yourself
Speak with us about how we can help you sort out your finances.
Contact usWhat our clients are saying about us:
Good friendly advice, always aligned to my needs.
Kevin makes life so much easier for me - he takes the stress out of financial planning and is always available when I need him.
Alex has provided a thorough plan and explained everything to us well.
Delighted with the service received and feel comfortable and confident in my dealings with Raj.
The advice I have received has timely and helpful. The adviser goes "above and beyond" that which I expect.
Kevin is always very efficient, easy to get in contact with and generally seems to know the details of our portfolio quite well. Kevin is also polite, knowledgeable and is very honest, even when delivering not so great news. He also shows great holistic perspective in the long and short term when discussing different options and potential scenarios.
My financial planner (Alex Thong) ensures that my financial program is managed according to my preferences and expectation. He is proactive and professional in his advice and provides good counsel on related matters in areas which affect my savings or financial security.
Communication is excellent, always feel in the loop. We feel that our Adviser has a solid knowledge base and is able to convey this knowledge in a manner that is easily understood. The level of professionalism of the company is of a high standard.
Kevin is very easy to talk to openly. We trust his advice.
Alex is extremely competent and very professional. He takes the time to explain everything clearly. I would be lost without Alex. He is the best!
Rajesh (Raj) has a very high knowledge of the financial industry and goes above and beyond to help us understand. He is especially patient with my husband who has a limited understanding. Raj is always there whenever we need him during the course of the year.
The team and the adviser are always there when needed and they go above and beyond. We have become like family.
Kevin is excellent in providing feedback regarding finances.
Honest and patient. Alex takes the time to work through my finances with me, so I have a correct understanding of financial circumstances and our plan moving forward. I feel Alex has my best interest at heart.
I have been with CPR from its beginning and have received excellent service.
Kevin is a caring individual who displays honesty and integrity in his dealings.
Alex has always communicated in an understanding manner and assisted me to achieve my best financial goals.
I have been with Raj from the beginning and Raj has always been available. He is very courteous, very professional and attentive and cognisant of my circumstances.
Kevin builds a good client relationship, is always prompt in dealing with any questions or issues we have throughout the year, is well prepared for our meetings and has built a high level of trust and confidence.
Exceptional service from all members of CPR in whatever capacity they are employed.
My adviser makes me feel that I am in safe hands. Things are explained in language that I can understand.
Nothing ever appears to be a problem for Kevin. He always makes himself available when needed and is always willing to go the ‘ extra mile’ to see that whatever is required of him is made available to us.
Alex has taken a personal interest in my financial affairs and given me the best advice always. He has always gone over and above his call of duty to help me to connect with government agencies when I was unable to do so myself. He is excellent in his job and a wonderful human being.
Great service, honest & secure advice.
Kevin is genuine, trustworthy, always available to assist and always answers emails or voice mails so quickly. I could not be any happier with the service Kevin provides.
Alex has spent a significant amount of time to understand our circumstances and provide complete advice to us and explain the recommendations thoroughly.
Very happy with Rajesh Malik as he gets in touch immediately when I have any questions. He explains very clearly.
A very thorough treatment of the state of our retirement situation.
Kevin is a consummate professional. He is very skilled at his job and his ability to explain matters in easy to understand lay-man's terms is very well received. Kevin also has a fantastic personal approach and takes the time to understand personal matters with his client - me and I have grown to appreciate Kevin's advice, care and concern over the years we have worked with each other. I have recommended Kevin's services to family and close friends over the years.
Alex is an experienced financial planner who prepared what I needed for the future. He is honest and understands clients' personal situations.
I have been dealing with this advisor for 10 years and have developed a close bond.
I have been dealing with Kevin since 2013. He appears to be an honest and down to earth practitioner. He is also a great human being.
I have found Alex to be knowledgeable and current on latest business / market developments. He has provided sound insights and given me new considerations of possible scenarios which may influence the outcome of my retirement plans. It provides me with a sense of assurance as we are now living in very uncertain economic times and uncertain social environments.
Raj is very professional and approachable in his manner and I feel very confident in his management of my finances.
My Financial Adviser has been with me for a number of years now. If I wasn't satisfied I would have changed my adviser years ago. I receive professional, friendly advice.
We have dealt with Kevin for many years and have always found him to be highly professional & knowledgeable. He has an excellent grasp of what our goals are and we have found his advise in meeting these goals to be sound and well researched. He is upfront with how our funds are performing and is able to make recommendations that may make a difference. In any professional relationship there has to be a mutual respect & trust, we feel that Kevin has always respected our circumstances and the relationship is one that we highly value.
I have followed Alex from different companies over the years - so i guess that tells you everything.
Prompt service / listened and understood my situation / regular communication / outlined regulations and rules around superannuation and is researching a particular question relevant to my situation.
Kevin is always thorough with his advice and backs this advice up with information to support it.
Pragmatic, intelligent, clear explanations, and follows up action items as promised.
I have scored Kevin Kroeger 10/10 throughout this survey. Whilst we should always strive to improve and be better I am not sure I could in all honesty suggest areas of improvements here.
We really appreciated the time and detail that went into the plan that Alex prepared for us. We were previously with another adviser who did not go over the Statement of Advice with us and just emailed it out to us to sign and return. Alex took the time to ensure that we understood our current financial position and the recommendations in the advice document.
Since Raj became my advisor I cannot fault him in his professionalism and friendlines. Raj always returns calls and always looks after my portfolio.
Overall, as a company, CPR is strong at communication and updates regarding investment environment.
We are very happy with the service we receive from CPR. They work as a team and you always feel secure that if someone is away, there will always be someone who can assist.
